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12 The prudent man perceives danger and seeks shelter,
    while the simple[a] continue forward and pay the penalty.
13 Take the garment of anyone who becomes surety for a stranger;
    demand a pledge for persons unknown[b] to you.
14 If someone blesses his neighbor at dawn with a loud voice,
    it will be reckoned to him as a curse.[c]

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Footnotes

  1. Proverbs 27:12 The simple: see note on Prov 1:4.
  2. Proverbs 27:13 See Prov 20:16 and note. Persons unknown: Vulgate reading; the Hebrew has: “a foreign woman.”
  3. Proverbs 27:14 Premature praise can become an affliction (see Ps 12:3).